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Except for the Papeete Market, where rush hours starts at 4 AM, most shops and restaurants are closed on Sunday. Some credit-based loans, such as those from Access Group and Citibank, charge no fees, either at the time of the loan's origination or at repayment. Payday lenders offer highcost, short-term loans that often result in annual percentage rates of more than 400 percent.
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